Although it may be possible for some people to file a bankruptcy case without an attorney, it is not a step to be taken lightly. There is an old saying: "He who is his own attorney has a fool for a client." The process is difficult and you may lose property or other rights if you do not know the law. It takes patience and careful preparation. Chapter 7 (straight bankruptcy) cases are not quite as hard as Chapter 13 (reorganization) cases, but are best done with an attorney. Very few people have been able to successfully file Chapter 13 cases on their own.












