Materials to Gather for My First Meeting

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Bankruptcy law requires that you provide a complete and accurate listing of all your income, expenses, property, debts, and creditors when you file for bankruptcy. Otherwise, your bankruptcy may be denied. Therefore, gather the following materials:

• Copies of your most recent bills and credit card statements.
• Copies of your bank statements for the last six months.
• Copies of your tax returns for the last four years.
• Copies of your pay stubs for the last six months.
• Copies of your most recent statements for any car or house mortgage debts.
• Copies of any court documents you have for any lawsuits you were involved in during the last twelve months.

Also think about:

• What are your significant assets?
• Are any of your debts secured by collateral?
• Is there any action about to occur to foreclose or repossess property or to shut off utility service?